The right life and health insurance plan helps provide you with peace of mind, protecting you from financial ruin if you face a health emergency, and providing important benefits for your family should the worst come to pass.
Call us today to get the right coverage to ensure the best future for you and your family.
No matter what kind of life and health insurance you need for your personal situation, we’ve got you covered.
Some of the life and health insurance policies we provide include:
Term life insurance provides coverage at a fixed rate of payments for a fixed rate of time. This costs less than whole life coverage, but carries no equity or cash value. Term life insurance is the least expensive way to purchase a substantial death benefit for your heirs.
If term life insurance is what you’re seeking, Atlantic Insurors has attractive plans at affordable prices designed to work for you.
Whole life insurance does what it says: It provides life insurance coverage for the rest of your life going forward. Whole life costs more than term, but your policy includes equity and a cash value, as well as providing benefits to your family after your passing.
Personal Health Insurance
You didn’t plan on getting sick, but sooner or later, it happens. The best thing you can do is to prepare financially for it now. That means: getting the right personal health insurance.
If your employer doesn’t cover you, you could be faced with large medical expenses from your doctor or the hospital. Personal health insurance helps to protect you against potentially debilitating bills that come from medical testing, prescription medicines, unexpected doctors’ visits, surgery, specialized care, and more.
When you’re covered with personal health insurance, you’re free to enjoy a healthy state of mind.
Protecting and providing for your employees makes sense for them and for your business.
At Atlantic Insurors, we have the expertise to help you turn your benefits plan into a strategic solution that helps you attract and retain productive employees. Our personal approach, our decades of industry experience, and our hard-won personal knowledge in business add up to the know-how needed to put together the right package that works for you.
Recruiting and retaining the best employees means offering strong benefits that don’t bust your budget.
Atlantic Insurors can help you put together a package of attractive but affordable benefits that cover health, dental, vision, disability, workers comp, retirement and more. Contact us today.
As part of attracting and retaining good employees, a group life plan can offer a strong incentive. Group life provides a way to offer all the benefits of life insurance that may have previously seemed unaffordable.
Among other things, group life insurance can: cover federal and state death taxes; provide for an inheritance; cover final expenses; include charitable contributions, and more.
Group life can be an attractive benefit for employees – and can provide strong tax benefits for employers. Contact us today for more information.
Long Term Care
It’s everyone’s greatest financial fear: the exorbitant costs of long-term care for yourself or a loved one. Seemingly everyone has a story about someone they know being financially ruined by this.
Fortunately, long-term care insurance exists to cover these situations.
Long-term care insurance can cover 24-hour in-home care, assisted living, adult day care, hospice care, nursing home costs and more. With long-term care insurance, you can cover the costs of a visiting or live-in caregiver, companion, housekeeper, or private-duty nurse – essential assistants who are usually otherwise unaffordable.
Don’t fear the future. Call us today and we’ll help ensure that you and your loved ones are cared for.
One of your most valuable assets is you. If you find yourself suddenly unable to work, disability insurance can help you cover your bills and maintain your standard of living. Disability insurance can help cover your expenses for food, utilities, clothing, your mortgage, tuition, car payments and more.
At Atlantic Insurors, we offer disability insurance that will help you take care of current expenses while you get back on your feet. Call us today, so you’re ready for tomorrow.