Personal

At Atlantic, we have a personal relationship with your coverage

You’re unique, and so are your personal insurance needs.

That’s why our expert insurance agents take the time to learn your particular insurance needs – so we can help you make the right decisions for you. Whether it’s auto insurance you need, or coverage for your home, or a general umbrella policy, we get you set up with what you need. And we do it in a friendly no-nonsense way in language you can understand.

As an independent agency, our affiliation with a wide range of carriers enables us to give you many more options for your personal insurance, plus the best coverage at a competitive price. It also means that instead of representing just one carrier, we represent you.

And if or when you need help with a claim or a policy, we will be there for you.

Go on. Lead your life. We’ve got you covered.

Comprehensive insurance coverage:

Car insurance

Get car insurance at a price that won’t drive you crazy

car-insWith countless options available, shopping for car insurance can drive you to distraction.

At Atlantic Insurors, we’ll take care of all that for you.

We get all the particulars of what you’re looking for in coverage, and match that against potential discounts for being a safe driver, owning a home, insuring multiple vehicles and more. Then we competitively shop your policy to reliable insurers until we find the right match.

Don’t lose time and money – or run the risk of accidentally buying the wrong car insurance. Leave the driving to us.

Homeowners insurance NJ

Rest assured, with the right homeowners insurance

Home

The wrong homeowners insurance can leave you sleepless. The right insurance leaves you resting easy.

When you work and play hard, the last thing you need is to toss and turn, worrying over whether or not your homeowners insurance has you covered.

Call Atlantic Insurors today and we’ll help you rest assured that you’ve got the right insurance.

The homeowners insurance policy that’s right for you might include covering the structure of your home – but also the replacement costs of damaged items, liability coverage, living expenses if you have to move out during reconstruction, your personal possessions, or more.

Not sure what you need to cover? Don’t worry – call us today and we’ll work with you to develop a quote that lays the foundation for your comfortable future.

Condominium insurance

Need an insurance quote for your condo or townhouse? Feel at home with Atlantic.

Different kinds of homeownership require different kinds of insurance. At Atlantic Insurors, we understand your needs and can get you covered the way you need.

If you own a condominium, you own more than just your own condo – you also share ownership in your building and in the common areas. Sure, your association dues help to pay for upkeep of those common areas – but they don’t typically cover your personal property, or your liability if someone’s injured on the property.

Condominium insurance helps to protect you and your possessions in ways that overall association insurance generally does not. If you want to feel that your financial future is safely housed, call us today.

Renters insurance

Who needs renters insurance? Probably you.

If you’re a renter, you seriously want to consider renters insurance. Here’s why:

Renters insurance is like a homeowners insurance policy for people who rent rather than own. It’s important because renters insurance protects you from the potential costs of damage to the property you’re renting.

But doesn’t your landlord’s insurance cover you? You should assume the simple answer is No.

Typically, a landlord’s homeowners insurance covers only the physical structure of the rental property – and not your personal damages, and not damage to your personal belongings. Landlords buy insurance to protect themselves – not you.

Contact Atlantic Insurors today and we’ll work with you to make sure you and your possessions are personally protected.

Rental property insurance

Protect your rental property against tenants

Your rental property is an investment. It’s important to protect that investment with a rental property insurance plan. In the real world of renting property to tenants, it doesn’t always work out well for what belongs to you. We help ensure that landlords like you get the most out of your investment.

Flood insurance

Avoiding that sinking feeling

Don’t make the mistake of thinking the flood is never coming. The headlines of the past few years show that it’s more likely than ever.

If you live in a flood zone, federal law may require you to have flood insurance. Even if that’s not the case, it makes sense to carry flood insurance because your home might still be at risk.

Don’t want to wake up one day feeling you’re under water? Let Atlantic Insurors be your life raft. Most flood policies require a minimum 30 days to become active. So it’s important to call us now – before rising waters swamp you.

Motorcycle insurance

With the right motorcycle insurance, you can be an easy rider

When you’re on the open road, the last thing you want to do is worry about insurance. Atlantic Insurors’ motorcycle insurance plan protects you, your bike and your accessories.

Because we work with so many well-known and highly respected insurance companies, we can offer you the right policy to fit your personal needs, at a competitive price and with a payment plan that works for you.
There are lots of discounts you might qualify for as a motorcyclist: insuring multiple motorcycles; being a mature rider; credits for safety courses you’ve taken; and credits when you’ve bundled more than one type of insurance. As part of getting you the right coverage, we look closely for these discounts and others.

Our goal: to get you the right coverage today, so you can enjoy the thrill of the ride tomorrow. Call us now.

Off-Road Vehicle Insurance

Avoid the bumps with off-road vehicle insurance

What do dirt bikes, dune buggies, golf carts, snowmobiles, and ATVs have in common? They’re off-road… but they’re still vehicles.

It’s just as important to get your off-road vehicles insured as it is to get your on-road vehicles insured. When off-roading you still want protection against damage and liability. In addition, we can help cover the costs of towed trailering and other transport, your after-market parts and accessories, safety apparel, damages other than collision, and more.

Enjoy the off-road by getting on the road to insurance coverage. Call us.

Watercraft Insurance

Boating is about peace of mind. So is having the right insurance.

You bought a boat to take you away from it all. But with the wrong insurance, you run the risk of taking those stresses and pressures with you.

At Atlantic Insurors, we understand the needs of different people being on the water. (Our CEO is an avid sailor.) Whether you’re a sailor, a power boater, a house boater, or a commercial fisherman, we can help you get the insurance policy you need.

Our watercraft insurance policies can protect you against many different types of loss and expense, including liability, physical damage, medical payments, on-water towing, total loss replacement, roadside assistance, and more.

Don’t get capsized by the wrong insurance. Call Atlantic Insurors today.

Recreational Vehicle Insurance

Insure your home on the road

Having a recreational vehicle allows you to see the splendors of America from your very own home. And just like any other kind of home – you need insurance for it.
RV insurance protects you, your companions, and your assets while you’re out seeing the sights.
Call Atlantic Insurors today to get a quote on recreational vehicle insurance. Don’t leave home without it.

Umbrella Insurance

Umbrella insurance – because you’re never sure when trouble will rain down

Why do you carry an umbrella? To cover you in case of unforeseen bad weather. Umbrella insurance is similar: it protects you from the unforeseen coming down on you.

You never know when someone is going to hit you with a liability lawsuit that goes beyond your car insurance, your homeowner’s insurance, or your other policies. An umbrella policy covers you for circumstances when you exceed the liability coverage limits provided by your other insurance. This is potentially important in saving your house and all your other investments.

Not sure if you need umbrella insurance? At Atlantic Insurors, we work with you personally. Call us and we’ll help you make the determination whether or not umbrella insurance is right for you.